Capfin loan

capfin south africa

Capfin is an online lending service that provides short-term and long-term loans to the public. The company is licensed and operates under South African law. Clients can get a loan online, without having to visit offices or fill out paper forms. The company specializes in personal lending. Capfin aims to provide the best online services in the South African region.

Customer credit services in South Africa provide fast loans. Users can take quick loans online here. The service provides loans for people in the black list and those who have a low credit rating in the stationary banks.

capfin self service

Capfin online loan requirements

Loan call center works every day with special requirements. Since Finchoice is a legal company operating under South African law, each client must provide a list of the following data list:

  • Enter the mobile phone number;
  • Enter your personal SA identity document;
  • Business bank card number;
  • Mobile phone (personal contact number);
  • Proof of income (any certificate or statement of income).

Users must login and find contact details via online calculator. The website is like a self service. Users take loan by application via cell phone. Interest rate is available for short term loans. With an increase in the term of crediting, the final sum of payments increases. Users should pay attention to this fact before making a loan.

capfin loan calculator

The interface contributes to the rapid processing of the loan. It is only necessary to follow the basic rules and requirements of the service. This will reduce waiting time and increase the chances of getting a loan. The service has an official state license. This allows you to rely on the reliability and security of loans. The company also undergoes regular audits and provides the most transparent data about its activities.

Capfin interest rate & financial services

The amount of the interest rate depends on the chosen credit plan. The company has a convenient loan calculator that allows you to select the required amount and term of the R500 loan. The smaller the term chosen, the more affordable the loan is. If the user chooses a loan in the amount of R1000, he will have to pay R297.34 per month. This is a modern company that knows what customers need.

The site interface has informative information about the most favorable credit conditions. All information is provided in a concise visual style. This helps customers to choose the most convenient type of lending. There’s also paycheck options and unsecured debt service. Product interest rate is affordable for each online employment consumer.

How to get a Capfin loan online?

In order to get a loan online you must be over 18 years ’old to get secured loans. You also need to go to the Capfin website and select the size and duration of the loan. The company offers types of loans with different credit periods:

  • 6 months;
  • 12 months;
  • 24 months.

When choosing a loan type, users need to enter their SA ID number, Cell number and monthly income. After processing the data, the service will request a documentary proof of income. Customers can upload an electronic copy to the site. The registration process is quite simple and convenient. Users do not need to spend a lot of time filling out online forms.

Everything is automated and simplified. This allows you to concentrate on the main aspects of lending. After that, the system determines the client’s solvency and makes a decision on granting a loan. The user can count on a quick SMS or phone call. You can get from R1000 to R50000 in total. Company has finance application.

Advantages and disadvantages of Capfin

capfin loan requirements

The company provides a variety of loans for various needs. Customers can count on quick loans of up to 1 month and long-term loans of up to 24 months. It all depends on the required amount of money. The loan processing process is quick. Users do not need to wait for verification of documents. Customer relationship management is at the high level. The company guarantees customer satisfaction.

Corporation with dynamic interest rate and loan application has some cons. The disadvantages include ill-conceived design, the need to confirm personal income and restrictions on obtaining a loan. Financial transactions are available exclusively to South Africans. Users need to provide 3 latest payslips.


capfin contact details

Customers can contact the company in several different ways to take personal loan. All technical issues can be resolved with company managers. Here are a few options:

  • Telephone number: 087 354 0000;
  • Fax: 086 688 0000;
  • Website:;
  • Physical Address: 1 Industrie Street, Kuils River, Cape Town, South Africa.

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