Cube finance is a South African online lending company. The organization is completely devoid of offices and other attributes of the classical banking system. All financial transactions are conducted online. The company applies a fully automated loan approval process. This reduces waiting times and provides customers with quick loans.
Clients wishing to receive a loan in Cube finance are not required to communicate with managers or fulfill a whole list of requirements. The web resource is designed for quick and fast lending. The company focuses on the fact that the modern world is not perfect, so loans are a necessity. Direct loans can help SA people to solve any problem.
Requirements for obtaining an online loan in Cube finance
The company provides loans online. In order to get the desired amount of money, each user must perform several steps:
- Fill out an online form;
- Enter the mobile phone number;
- Enter your personal SA Identity document number;
- Credit card number;
- Provide proof of solvency (any certificate or statement of income).
There are no more documents or additional conditions. The company guarantees the payment of money to all citizens who have fulfilled the required conditions. Users need to create their profile with Password and login to get unsecured debt in this company. The registration process is quite simple and convenient. Users do not need to spend a lot of time filling out online forms. Everything is automated and simplified. This allows you to concentrate on the main aspects of lending. Credit score is also important. Easy loans is what people needs right now.
Interest rate in Cube finance
Cube finance users who want to get a loan online can get from R500 to R150,000 with an interest rate pay from 10.25% to 27.75% debt per month. Company has no charges at all. These conditions are relevant for loans for a period of 4 days to 6 months. The company applies exclusively such a procedure without additional hidden fees. This is a modern company that knows what customers need.
The site interface has informative information about the most favorable credit conditions. All information is provided in a concise visual style. This helps customers to choose the most convenient type of lending. The transfer speeds depend on bank account. Even good financial request needs to be checked.
How to get Cube finance loan online?
To obtain a loan, you must open the official website of Cube finance and use the online calculator. With it, you can choose the desired loan size and loan term. It is worth noting that the system is based on the principle of trust. The first loan is limited to the amount in R2500. As soon as the customer repays his first loan, the maximum amount will increase to R150,000. Just follow each financial requirement.
All customers must complete an online form with personal data. The system automatically checks the customer’s credit rating and confirms his identity. To obtain a loan, you must specify only reliable data. You must also specify a mobile phone number.
After all requirements are met, the system automatically processes all data. The result will be announced to the client within 15 minutes. The site lists the recommended bank cards for the fastest payments. As soon as the creditor system confirms the transaction, the client can count on a financial transaction. SA people must have a good credit history in South Africa. Legit online calculator can help to get some details.
Advantages and disadvantages of Cube finance
Cube money is an honest and reliable company that provides affordable loans at a small percentage and fast loans. This is a fully automated service. The decision to issue a loan is made by a computer based on the transferred data. The loan ranges from R500 to R150 000. This allows you to choose the most suitable amount. The service is suitable for those who have a bad credit history. Customer relationship management is also at the high fee level.
But the service has disadvantages and few complaints. The first loan is limited to the maximum amount in R2500. Many peoples reviews expect to receive a large amount for the first loan. People without citizenship or official income will not be able to get a loan. The company requires documentary evidence of income. Errors or inaccuracies in the submitted information may cause a refusal in the loan.
Customers can contact the company in several different ways. All technical issues can be resolved with company managers. Here are a few options:
- Telephone number for consultation: 021 882 8353;
- Website: cubefinance.co.za;
- Email address for customers: email@example.com;
- Telephone number for anonymous calls: 0861 966 421.
- Physical Address: 3 Crozier Street, Stellenbosch, 7600.