Loan amount R

Payment Due Date

Total Repayment R

Borrow money

Many South African citizens from time to time need microcredit to resolve their current financial issues. Banks often ignore a huge percentage of users or require a lot of documents and proof of financial solvency. Binixo is a reliable service that is devoid of the flaws of the banking system. We offer quick loans online in just a few minutes. You do not even have to go out to get money. Everything is transferred automatically to a bank card. You can ask where can I borrow money. The answer is simple – Binixo. Together with us you can solve all your financial problems.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

Get Loan

Best place to borrow money now

Our service offers a unique service for obtaining fast loans online. In order to borrow money online instantly you need to go through a few simple steps:

  • Go to the official website and open the application form. Fill out a short form. It does not take much time;
  • Wait while the system processes your request. Just 5-10 minutes and you will become the owner of the required amount of money.
  • The service transfers the amount of money to your card. In 99 percent of cases, loans are automatically credited.

The money is transferred to the specified bank card. You also need a phone and email. The system encourages loans for users over the age of 18 and younger 90 years.

Borrow money now with Binixo

Many South Africans do not like to spend a lot of time in banks and financial institutions. We tried to take into account the wishes and features of users. Our service offers the fastest loans for various consumer needs. Customers can count on fast processing of the application and instant transfer of funds. Each user can expect a low interest rate on the first loan. This is one of the best performances in the entire South African market. Users receive the highest quality service in the shortest possible time.

Using our services you can realize all your dreams and undertakings. We give a quick start to your fantasies and help to get the necessary amount of money as quickly as possible. We worry about our reputation. That is why users can count on maximum secure and secure money transfer. All user data remains in a protected archive. Third-party people do not have access to personal information. It’s the best chance to borrow money fast unemployed.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.