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Debt review loans

Many South Africans face credit problems. A lot of banks in SA ore other cities refuse to issue loans for various reasons. This problem has legal and economic roots. But there is a way out. Binixo is a reliable service with guaranteed debt review loans in South Africa. This service provides a unique opportunity to solve all of your economic problems and get a loan to improve financial well-being.

How to get under debt review loans

In order to receive the necessary amount of money, it is not necessary to leave the house. Necessary transactions can be carried out while you are at home. You only need your bank card and mobile phone number. Here’s what you need to get debt review loans:

  • Open a website and provide basic information about yourself in the appropriate online form. The whole procedure takes a minimum period of time. Just a couple of clicks and you will solve the current problem.
  • After filling in online forms and systems automatically processes all data. The result comes after a short time in the format of SMS and email.
  • Get your financial help. The money comes to your bank card within a few minutes after the debt review loans in South Africa are accepted.

Getting a loan includes a number of conditions. Each user must provide SA ID number. These are the basic conditions for obtaining a debt review loans online. Financial transactions are available only to adults between the ages of 18 and 90 years. You will need to provide your phone number, bank card number and contact email. This information will allow the system to process your application and provide a loan

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

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Reasons to choose

Many South Africans needs under debt review loans. Binixo provides more transparent and fair credit conditions. Customers may not worry about the legality of all transactions. The system has no hidden fees or additional conditions. Everything is clearly stated in the contract. The minimum commission for the first loan allows you to not overpay the extra money. All financial transactions are conducted online. You do not need to leave the house.

All necessary transactions and confirmation of actions take place online. Many customers have already managed to take full advantage of this service. A lot of positive reviews and loans issued is the best confirmation of our integrity. We value our reputation and therefore each user receives the maximum service. We provide full protection of all personal customer data.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.