Loan amount R

Payment Due Date

Total Repayment R

Guaranteed loan approval

Very often, people need quick money without financial delay and other problems. People need guaranteed loan approval no credit check. That is why many South Africans are looking for services that do not require a lot of documents and income statements. Relatives of friends cannot always help the required amount of money. Very often there are situations when there is no time to look for additional funds anywhere.

That is why online lending sites are very popular. Binixo is a popular site that allows you to get the necessary amount of funds as quickly as possible and without any problems. The minimum term for loan approval and quick payments allows users to resolve their financial issues in the shortest possible time.

Reasons to take a guaranteed loan

There are many reasons for taking a loan. Binixo should be used to obtain loans at least due to the fact that the interest rate is extremely low. Users want to receive money instantly and this is one of the main reasons for contacting Binixo. There are many other factors but they are very specific. The main situation is the need to receive money in a short period of time with the possibility of return after a certain amount of time. The main thing is no credit check loans guaranteed approval South Africa.

What are the advantages of guaranteed loans?

The fact of receiving a certain amount of money without the need for a long confirmation is extremely positive. Users are always looking for the possibility of lending with minimal conditions. That is why this type of loan is very popular. It’s a high risk loans guaranteed approval. Each client can count on a convenient service and a quick decision on accepting a loan. This allows you to close most of your financial needs and solve many problems.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

Get Loan

Basic steps to get the loan

Registration of the application takes place online. Users must provide the following information:

  • First name and last name;
  • email and phone number;
  • SA ID.

No further information is required. Binixo provides the possibility of obtaining a loan with a minimum of user data. No need to generate a statement of income or other financial statements. The topic makes a decision based on this minimum information. This is very convenient for those who do not want to spend a lot of time and high risk loans guaranteed approval in South Africa.

How big guaranteed loans are?

Users who wish to receive a guaranteed loan can count on amounts ranging from R300 to R9000. Also Binixo guarantees 65 days later that you will need to pay the loan. This time is enough to solve your financial problems and repay the loan amount. The minimum commission adds to the attractiveness of such a financial proposal and guaranteed loans. No need to pay huge amounts of money. The commission will be minimal.

Loan approval term

In many banking organizations, loan approval takes an enormous amount of time. Binixo regulates the average time of approval of the loan in 15 minutes. Maximum customers will have to wait 1-2 days. As a rule, such a long loan processing takes place in exceptional cases. Basically 15 minutes is enough. The site has the most user-friendly interface that allows you to get acquainted with all the technical capabilities of an online resource.

Why getting guaranteed loans is useful?

Binixo is a service that allows you to receive guaranteed financial payments. For many people, getting a loan is critical. Binixo allows you not to worry about getting the required amount of money. Thanks to the fast processing of Binixo credits allows you to get money in the shortest possible guaranteed approval personal loans no credit check. This is very convenient because people do not have to look for money anywhere else. Minimum commission and quick process of receiving money on a bank card allows customers to solve all their financial problems.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.