Loan amount R

Payment Due Date

Total Repayment R

Instant loan

People in South Africa often need instant cash loans. Various life situations make you look for a certain amount of money in the shortest possible time. Not always people have the time and opportunity to contact a bank or other financial institution. In this case, getting fast money is a very difficult moment. Binixo is a modern innovative service that has established itself in many countries. Thanks to the simplified conditions for obtaining a loan and the minimum requirements for the user, customers can receive the necessary amount of money in the shortest possible time.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

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Reasons to take a loan

Binixo loans are worth those who do not want to spend their time on additional confirmation of financial solvency. The modern pace of life does not allow users to spend a lot of time explaining to the bank. It is much better to fill out the online form and solve all your financial issues within 1 day. Convenient service is located in such a way to help each client to get the necessary money.

What are the advantages of instant loan online?

The benefits of instant loans from Binixo are the shortest possible time to receive money. Each user goes through an instant data filling procedure and receives money for his bank card. The site is very easy to use. Anyone from 18 to 90 years old can safely take advantage of its capabilities. Every South African can get the necessary amount of money before the salary. This is very important for many users.

Basic steps to get the loan

You must specify the following information about yourself:

  • Last name and first name. This is the basic data that the system needs to recognize the user.
  • Email and mobile phone number. Thanks to this method of communication with the client, you can send credit data and communicate with the user.

Customers do not need any personal information. No bank details and solvency. Start your own credit history and deal all your problems.

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How big is instant loan?

Binixo team perfectly understands that users need different amounts of money. Money can be obtained in the range from R 300 to R 9000. This allows you to cover all other basic needs of customers and provide them with a flexible service of instant loans in South Africa. The user has the right to choose the crediting period. The maximum limit is limited to 65 days. The overall concept of the site as convenient as possible contributes to the development of South Africa as a state. Many customers can evaluate the service now and get their first credit online.

Loan approval term

The main advantage for clients is the fact that the term of loan approval in normal situations is no more than 15 minutes. In exceptional cases, the term loan approval may last for 1-2 days. Most users can get credit for a minimum amount of time. Binixo approves credits for 99% of users. This is really a quality service that is designed to improve the lives of South Africans. Each person can feel all the benefits of the service personally. Each design element is designed to help customers understand the interface.

Why should you use Binixo instant cash loans?

Binixo is a modern innovative service that provides users with online banking services. There is no need for a manager to decide all day. Provide any income statement. Everything is very simple and convenient. The site is very easy to use and intuitive. Just a few clicks and you can get the required amount to your bank card. The whole process is as simple as possible. As a rule, the loan approval process does not take much time.

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How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.