I need 300 R
300 9000
For 4 days
4 65

Instant loan

People in South Africa often need instant cash loans. Various life situations make you look for a certain amount of money in the shortest possible time. Not always people have the time and opportunity to contact a bank or other financial institution. In this case, getting fast money is a very difficult moment. Binixo is a modern innovative service that has established itself in many countries. Thanks to the simplified conditions for obtaining a loan and the minimum requirements for the user, customers can receive the necessary amount of money in the shortest possible time.

How to get a loan?


Set amount and due date


Sign the Contract


Fill in a form


Get approved and Get money

Why us?

Flexible repayment term
In case of unforeseen circumstances through no fault of the borrower, BINIXO Lending offers prolongation of repayment on a case to case basis.
We are fast
Money will be sent immediately after the approval. We appreciate your time, so all transactions are done 100% online, allowing you to send a request and get the money without leaving home.
Transparent costs
With the full cost shown up front, use the calculator to count fees applied before making decision.

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Also you can get loans
in other cities

instant cash loans

Reasons to take a loan

Binixo loans are worth those who do not want to spend their time on additional confirmation of financial solvency. The modern pace of life does not allow users to spend a lot of time explaining to the bank. It is much better to fill out the online form and solve all your financial issues within 1 day. Convenient service is located in such a way to help each client to get the necessary money.

instant loan

What are the advantages of instant loan online?

The benefits of instant loans from Binixo are the shortest possible time to receive money. Each user goes through an instant data filling procedure and receives money for his bank card. The site is very easy to use. Anyone from 18 to 90 years old can safely take advantage of its capabilities. Every South African can get the necessary amount of money before the salary. This is very important for many users.

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Basic steps to get the loan

You must specify the following information about yourself:

  • Last name and first name. This is the basic data that the system needs to recognize the user.
  • Email and mobile phone number. Thanks to this method of communication with the client, you can send credit data and communicate with the user.

Customers do not need any personal information. No bank details and solvency. Start your own credit history and deal all your problems.

instant cash loans online

How big is instant loan?

Binixo team perfectly understands that users need different amounts of money. Money can be obtained in the range from R 300 to R 9000. This allows you to cover all other basic needs of customers and provide them with a flexible service of instant loans in South Africa. The user has the right to choose the crediting period. The maximum limit is limited to 65 days. The overall concept of the site as convenient as possible contributes to the development of South Africa as a state. Many customers can evaluate the service now and get their first credit online.

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Loan approval term

The main advantage for clients is the fact that the term of loan approval in normal situations is no more than 15 minutes. In exceptional cases, the term loan approval may last for 1-2 days. Most users can get credit for a minimum amount of time. Binixo approves credits for 99% of users. This is really a quality service that is designed to improve the lives of South Africans. Each person can feel all the benefits of the service personally. Each design element is designed to help customers understand the interface.

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Why should you use Binixo instant cash loans?

Binixo is a modern innovative service that provides users with online banking services. There is no need for a manager to decide all day. Provide any income statement. Everything is very simple and convenient. The site is very easy to use and intuitive. Just a few clicks and you can get the required amount to your bank card. The whole process is as simple as possible. As a rule, the loan approval process does not take much time.

    General requirements for borrower:
  • Person must be over 18 years of age and be a citizen of Republic of South Africa.

    Loan interest:
  • Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

  • Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
  • These values ​​are approximate and may vary depending on the conditions of the lender.