Loan amount R

Payment Due Date

Total Repayment R

Loans for pensioners

Many pensioners face the problem of lack of money before receiving financial assistance. Such people often turn to banking organizations in South Africa. It is often necessary to provide a lot of documents and wait a long time until the loan is approved. It is very uncomfortable. Binixo offers a completely new solution that is fundamentally different from the entire banking sector. We provide quick loans online to your bank card. No more need to go to banking institutions. Loans for pensioners in SA can be arranged directly at home.

How to get loans for pensioners

Binixo prepared a convenient procedure for all retirees. Our service is maximally simplified for a wide range of users. It’s enough to follow simple rules to get loans for pensioners in South Africa:

  • Open the online form on the website and fill it out. There is nothing difficult. You can do it yourself or ask a relative to help you.
  • Wait for the result of the data processing system. Our algorithms automatically process each application and issue an answer by SMS or email.
  • Get your money. Money transfer will come in 10-15 minutes. This is one of the best options in South Africa. Money comes to a bank card.

We do not require a lot of information and detailed income data from borrowers. All you need is a valid bank card, a current mobile phone and email. You will also need SA ID number. This must be indicated so that we can provide you with the money. We provide loans to all adults. Even if you are 90 years old you can count on best loans for pensioners to your card.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

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Advantages of loans for pensioners in

We understand very well how hard it is for retirees in South Africa. Thanks to our service, you can get quick loans for pensioners until retirement. All conditions are as simple as possible. You can read the official website and make sure our honesty. We guarantee the best speed and instant payment of money to the card. Binixo is the fastest loan service. Cooperate with us and get all the obvious advantage.

Loan approval takes place according to the most simplified procedure. We do not require additional data or unnecessary verification. All you need is a bank card to get paid. The first loan can be obtained at just 0,01%. Our system guarantees approval of up to 99,9% of requests. This is the best indicator in South Africa. Are you ready to get loans for pensioners online?

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.