I need 300 R
300 9000
For 4 days
4 65

Loans for self employed

Many people are self-employed. Sometimes there are situations when you need fast money. Not every bank is ready to give a microcredit to a person without formal employment. Binixo is an online service that provides loans for self employed people without the need to provide various documents and certificates of income. All necessary payments are made to a bank card. It is very convenient for each user.

Easy SA loans for self employed persons

Getting a microloan is as quickly and easily as possible for all South African users.

  • Visit Binixo website and fill out a quick online form. Friendly interface and tips will help to do it in just a few mouse clicks.
  • Wait the solution from the Binixo All results come within a certain amount of time by SMS or email. The answer does not take more than 5-10 minutes.
  • After that, you can get your money and dispose of it at your discretion. All money comes to the bank card. All South African users who want to get a loan must have a SA ID number, valid phone and email and a valid bank card. 123 serves all customers between the ages of 18 and 90 years.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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Also you can get loans
in other cities

loans for self employed

Benefits of self employed loans South Africa

The advantages of this service are obvious. Money can be obtained instantly without leaving home. The first loan will cost only 0,01% and is made out in a few minutes. The minimum interest rate contributes to the huge popularity of this service. All financial transactions are as secure as possible. Your data remains safe and sound. It is very important to maintain commercial secrets. Solve all your problems together with Binixo in just a couple of minutes.

Binixo South Africa is aimed to provide the clients with a realistic assessment of popular entities to receive monetary aid. Binixo charges no fees for any services. But, it does not take responsibility for one lender’s clauses of an agreement. So, a person has to precisely learn the terms of third parties, and Binixo will do the rest.

General requirements for borrower:

Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:

Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.


Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.

These values ​​are approximate and may vary depending on the conditions of the lender.

Loans Require Serious Attitude

There is no actual difference if borrowing money from financial organizations in Africa or any other country. In any case it requires a serious approach to such financial operations. So, before facing the continuous visits to your home from collectors, make sure you follow the next rules:

  • when choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
  • a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
  • inform family members. There should be no surprises for them in case you fail to repay it. Let them know about the purpose why you applied for credit, about the extra fees and the due date;
  • keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.

Binixo Africa will help to find the credit company with the best conditions, and repayment terms.