Loan amount R

Payment Due Date

Total Repayment R

Loans for unemployed

There are a lot of unemployed people in the world. This problem is typical for any countries including South Africa. It is very difficult for such people to take a loan from a bank or any other financial institution. Now there is a convenient and effective solution. Binixo helps to take quick loans for unemployed people. For this there is no need to leave the house. Everything is solved as quickly as possible. Money comes instantly to a bank card.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

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How to get loans for unemployed South Africa

Almost every user can get a quick loan. To do this, you must perform a series of simple steps. Everything is simple and most convenient for each user. Standard procedure of getting personal loans for unemployed in South Africa includes such steps as:

  • Filling a short form (Your basic data). You will not spend more than a minute;
  • After that, wait for the special system to deliver its verdict. The message comes by SMS or e-mail.
  • The money will come in a few minutes. To do this, you must specify the number of your bank card.

Binixo provides simple requirements for all borrowers. To get quick money, you need a bank card with the current expiration date. The borrower must be of legal age. The service allows you to take a loan to any resident of South Africa aged 18 to 90 years. To sign a contract you need to have SA ID number. You also need to specify your phone number and email. This is necessary in order to complete the procedure for obtaining finances.

Fast Binixo loans for unemployed people

Binixo is the leader of loans for unemployed people in South Africa. We provide the most favorable interest rate. Only 0,01% on the first loan and just a few minutes for registration. All you need is to go to the site and indicate your current bank card. All terms of cooperation with us are maximum pine and transparent. The site contains complete information and guarantees every client the maximum security and security of his personal data. Loans for unemployed South Africa had never been so easy to get to!

We guarantee the fastest microloans in South Africa. Cooperation with us is convenient and beneficial for many people. Our reputation is a guarantee of quality for each user. Transparent cooperation is a key aspect for which many South Africans choose us. Get your loan right now and solve all current problems!

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.