Loan amount R

Payment Due Date

Total Repayment R

Low credit score loans

It’s no secret that customers with a minimum credit rating cannot get a loan for a substantial amount of money. Most South Africans have to search for financial institutions for a very long time to give the necessary amount of money. Banks and other financial institutions constantly pay attention to the client’s solvency and positive credit history. The minimum delay in the payment of money worsens the credit history almost irrevocably for low credit score loans.

That is why it is very important to find a service that would not pay attention to such nuances. Binixo is a revolutionary financial service that allows you to get a faster loan without the need to confirm solvency. The service does not collect customer information and does not have strict requirements for obtaining a loan. This allows virtually every category of the population to receive loans for bad credit score.

Reasons to take a bad credit loans

Many need money in the shortest period of time. This imposes its own nuances because of what customers do not have time to search for various financial organizations. Binixo allows you to solve the problem quickly and dramatically. Due to this, there is no need to waste time and look for various banking organizations. You can also arrange all the necessary legal aspects online. For many it will be an advantage. You can get loans for bad credit score South Africa. One of the advantages of this type of loan is a loan calculator. Users can get the necessary amount of money in what choice of visual criteria. A convenient panel with the calculation of repayment and loan repayment time allows users to take the loan.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

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What are the advantages of loans for low credit?

One of the best advantages of this type of loan is the absence of the need to have a clean credit history. Users can access this service at any time of the day or night. No need to have a clean credit history. Service pays money in 99% of cases. You just need to submit an application and the system will consider it automatically. So these are loans for low credit score and blacklisted in South Africa. It is no longer necessary to look for various financial institutions and hope for a loan. There is no need to provide a variety of financial documents and reports. This service allows you to solve all your financial problems for the current period of time.

Basic steps to get the loan

And in order to get a loan there is no need to go to the bank refinancing. It is enough to have a computer and stable Internet access. Registration of the application is simple:

  • Specify the name of the last name. Here is the phone and email input;
  • Specify a bank card. No more data is required.

It is enough to name the base in the information in order to pay the funds to the client. This is the easiest and most convenient for each user to get loans for bad credit record. The percentage of loan refusals is minimal. Each user can rely on a financial transaction to solve a specific kind of problem. The loan approval system quickly analyzes all technical data and makes decisions in a short period of time. Technical capabilities of the system allow issuing loans to many users.

How big payday loans are?

Almost all users can count on financial payments in the range from R300 to R9000. Credits with low interest rates are issued for a period of up to 65 days. This is the most popular time component that will conveniently be customers. No need to look for anything on the side. All actions are performed online and as convenient as possible for a large number of customers who need a loan urgently but have bad credit. This allows you to not spend a lot of personal time and get the result already after some time.

Good loan approval term

Binixo is a revolutionary service that guarantees loan confirmation within 15 minutes. Over 90% of users can count on a given data processing time. In some cases, the system can provide a loan after 1-2 days. These are the rarest situations that occur to include on the most difficult situations. It’s the good option for loans for low credit score and blacklisted. All the client needs is to provide minimal information about the family and wait a short amount of time. The system will automatically make a decision and notify the user via SMS or email.

Why getting loans for blacklisted useful?

Binixo is the real Holy Grail in the world of lending. Users with a low credit rating can contact this service to receive the required amount of money. Binixo do not pay attention to the PI income South African. It is enough to specify the necessary information and the money will go to your credit card. This is very convenient since there is no need to solve any financial statements to prove their solvency. This is low credit score loans in South Africa. All payments are made automatically so the client does not joke even the slightest trouble. Binixo is the leader in lending.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.