I need 300 R
300 9000
For 4 days
4 65


Micro loans are very important to many South Africans in. They allow you to solve the most common financial problems until the receipt of salary. As a rule, the user needs a small amount of funds to solve their daily issues. Banking organizations very often require a lot of additional data that complicates the procedure for obtaining a loan. Not all customers want to provide complete information about them to spend a few days on microloans. A very large percentage of South African banks refuse to receive credit to their clients. This is due to multiple factors.

Often users need fast micro credits. This is due to debts at work or other life moments. Many ask for money from relatives or friends. This is not the most pleasant moment. It’s easier to go to a specialized organization that solves all your current problems. This site provides the fastest microloans for various purposes. We do not care about your credit history or previous loans. We are ready to lend a helping hand to everyone who needs microcredit at the moment.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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micro loans

Reasons to take a microloans

The main incentive for loan processing is the current financial situation of each user. Microcredits from Binixo worth taking to those who want to get a large amount of money with a minimum commission. This service has the necessary qualities to provide certain financial benefits to many users in South Africa. Micro loans online is the best option! As a rule, all loans are processed as quickly as possible so you can expect to receive money on your bank card within a short period of time. User-friendly interface and modern graphic design allows you to quickly understand the technical nuances of the site and get a quick loan online. Getting money has never been so easy.

micro loans online

What are the advantages of instant micro loans?

A micro lending in South Africa has several advantages. First of all, it is a small amount of money which is obtained for a short period of time. Users can count on the minimum commission and quick take. This allows you to calculate your financial goals for a short period of time to solve tasks you can quickly. Through this approach, customers can improve their financial situation in the shortest period of time.

micro lending in south africa

Basic steps to get the microlending

In order to apply for a microlending it is necessary to do the following steps:

  • Specify your phone number.
  • Write an email address to write a phone number.
  • Specify the current bank card number.

This is all the information that the service needs to process each request for a loan. The system uses baseline data to make a decision on granting a loan. The service allows you not to worry about your current expenses and get money for specific needs. The minimum commission and high loan period allows you to solve all the tasks and improve the economic condition of a particular family. Users will be able to experience all the benefits of the service and receive the necessary amount of money in the shortest period of time.

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How big micro loans are?

Users can apply for micro finance in the amount from R300 to R9000. This allows you to solve all current financial problems. You can return the loan in up to 65 days. This feature is as comfortable as possible for a large number of users. The Bank and any other financial institution does not provide such opportunities. Thanks to the provision of microcredit in every South African can solve the technical aspects of their activities and get the necessary money for further development. This is very important because these loans help small business to develop. Also, various users can receive the necessary amount of funds for a particular purchase.

term binixo

Micro loans approval term

Faster loans and micro loans are the most popular option for Binixo. You can get a loan within 15 minutes. Separate situations require consideration within 1-2 days. Change it is isolated cases. In most situations, the financial issue is considered as fast as possible. A client can receive his payment already that day by using microfinance in South Africa. Each client can receive exceptional service due to the high organization of the site. Binixo is an innovative service that solves most modern problems and provides microcredit.

microfinance south africa

Why getting micro loans are useful?

Binixo is an innovative site that provides microfinance at a favorable interest rate. The loan period is as comfortable as possible for most users. This is a great opportunity for anyone who wants to get quick financial assistance and not overpay. Service opportunities are constantly growing and provide customers from South Africa with the maximum benefit. We give loans to all users. Each client can count on quick transactions and get the necessary amount to solve their current problems. Customers can rely on quality service and quick payments. Payment processing takes place as soon as possible. It helps to ensure a high flow of loans for all categories of the population.

Binixo South Africa is aimed to provide the clients with a realistic assessment of popular entities to receive monetary aid. Binixo charges no fees for any services. But, it does not take responsibility for one lender’s clauses of an agreement. So, a person has to precisely learn the terms of third parties, and Binixo will do the rest.

General requirements for borrower:

Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:

Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.


Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.

These values ​​are approximate and may vary depending on the conditions of the lender.

Loans Require Serious Attitude

There is no actual difference if borrowing money from financial organizations in Africa or any other country. In any case it requires a serious approach to such financial operations. So, before facing the continuous visits to your home from collectors, make sure you follow the next rules:

  • when choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
  • a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
  • inform family members. There should be no surprises for them in case you fail to repay it. Let them know about the purpose why you applied for credit, about the extra fees and the due date;
  • keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.

Binixo Africa will help to find the credit company with the best conditions, and repayment terms.