Loan amount R

Payment Due Date

Total Repayment R

Need money

There are situations when a certain amount of money is urgently needed. Many people say to themselves: I need money now for free and fast right now. But how can you get the money? The answer is very simple you must use Binixo. This is a reliable and proven service that can give the necessary amount of money with minimal interest. A simple cash loan is very easy to apply for with minimal identification documents.

No need to look for banks and prepare detailed reports on your solvency. We appreciate your time and provide effective service for the minimum amount of time. Cooperating with this site you will receive money on your personal bank card within a short period of time.

Steps if you need need cash now

You can ask “what should I do if i need a loan”? Receiving a sum of money is simple for each person. To do this, follow these steps if you need money now:

  • Go to the website and fill out a short form with basic information about you. It does not take a long amount of time. Just a couple of minutes and the procedure is ready;
  • Wait until the procedure is processed. The decision is made by a special system that processes the request within a couple of minutes. Results come in SMS or e-mail format.
  • Receiving money in a cashless format if you need money. Money is transferred automatically to the specified bank card. The borrower can be anyone over 18 and under 90 years old. The range is very comfortable for any person.

All that is necessary for our organization is the data about your SA ID number. You also need to specify the phone and email. No more information or special data is needed. It’s much faster, than any bank offer. Just follow the few steps and get your money.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

Get Loan

Need mashonisa? Choose Binixo!

Users can get many benefits through the use of Binixo. Your credit transactions take only a few minutes. Simplified registration let you receipt the money. Each user receives maximum information about the concluded contract when they need mashonisa. It’s the best option for those who saying “I need money urgently”. The whole procedure is as safe as possible. Users get the best microcredit solution. No additional interest or hidden fees. The process is simplified as much as possible to provide quick money in loans.

The first loan can be taken just under 0.01% for a couple of minutes. This is much more profitable than bank offers. You do not have to worry about hidden fees or additional conditions. Everything is provided on absolutely transparent terms. Contact us if you need cash now.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.