Loan amount R

Payment Due Date

Total Repayment R

No payslip loans

Banking organizations and financial centers are not always suitable for solving problems. It is especially important to get a loan quickly when people do not have much time for various legal delays in SA. Binixo is a modern online service that allows you to quickly receive loans without payslip and bank statement. All necessary actions and the final amount can be obtained on a bank card. Solve your financial problems using our service.

Fast loan without payslip

The process of obtaining money is very simple. You will need to perform a small number of the following actions to get quick loan:

  • Fill a short questionnaire. You must specify the basic information about yourself in order for the system to charge you the necessary amount of funds;
  • Wait a few minutes. Our system calculates and processes data within a few minutes. After that, you will an SMS on your mobile phone or an email;
  • Get the money. After approval of the loan, the system immediately sends personal loan without payslip into your bank card. The service is as simple as possible and does not require adherence to complex technical nuances.

All you need is a valid bank card. To make a loan without payslip, you need SA ID number. To complete the last step, you must specify the phone number and postal address. It is worth noting that the first loan is granted at 0.01% per the whole period.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

Get Loan

Reasons to choose Binixo loan without payslip

Cooperation with us is extremely profitable. You can count on 3 key aspects:

  • Simplicity and reliability. You don’t need a lot of papers or detailed reports on your income. All you need is a bank card and some patience.
  • Honesty at every step. We guarantee you a low interest rate and the possibility of obtaining profitable repeat of personal loan. All details specified in the agreement. There are no hidden nuances or tricks.
  • Absolute safety and reliability. We store the personal data of our customers. You shouldn’t worry about the fact that your data can go into the hands of silent. Everything is maximum protected and safe.

Binixo is a service that aims to simplify the life of South Africans. There is no need to apply to many credit institutions and worry about being denied. About 99% of loans are approved. We strive to simplify the procedure for obtaining money to a minimum. It won’t take you long to get your money. The whole process is fair and as open as possible.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.