Loan amount R

Payment Due Date

Total Repayment R

Online loan approval

People often need a quick loan in order to solve their financial issues. This is the best opportunity to receive a sum of money in the shortest possible time under minimal conditions. All users need is the availability of documents confirming their identity and age for online loan approval. All processes are made online and do not require personal attendance. All you need is to have a bank card on which the money will be transferred.

How to make loans online instant approval

The procedure for obtaining a loan online is quite simple. You must adhere to the following aspects for loans online instant approval:

  • Filling out the application online. The process is as fast as possible and does not require a long pastime. Just a couple of clicks and you can arrange all the details;
  • Wait for the decision. A specially developed algorithm makes a decision based on the data obtained. Online loan approval comes to your phone as an SMS or e-mail;
  • Money sending. After approval of the loan, the system automatically transfers money to the specified bank card.

Standard requirements are provided for all clients. You must have a valid bank card. For registration of all documents, you must provide SA ID number. In the special box, you must specify the contact phone number and the current email. After that, online loans South Africa instant approval will be done. All steps are detailed on the site so users will not have difficulties.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

Get Loan

Best advantages of Binixo online loan approval compares favorably with credit institutions and banks. In order to get a loan, there is no need to leave home. The first loan you get instantly just under 0,01% for a couple of mouse clicks. The whole procedure is as simple as possible. All you need is a bank card and a stable Internet connection. The whole process of drawing up a contract is as transparent as possible. All conditions are preliminarily agreed. There are no hidden fees or commissions.

Customer personal data is stored in proper form. You cannot worry about the fact that your personal data will be transferred to third parties. The service is maximally adapted for average clients and offers simple conditions for cooperation. We appreciate your time and are ready to provide money without detailed reporting and other delays. Get the amount you need today to resolve the necessary financial issues.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.