I need 300 R
300 9000
For 4 days
4 65

Payday loans

Sometimes you only need a small amount to help a person hold out until the principal amount of the salary is received. Instant payday loans no paperwork in South Africa is the best option. Now there is a simple and comfortable way to get the desired funds. Binixo can help you anytime!

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

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Also you can get loans
in other cities

payday loans

Reasons to take a loan

It is worth taking a loan if you are sure of the following financial payments from your employer. This is normal if you need to borrow some money. Payday loans online will allow you to resolve all your current financial issues and calmly pay off all debts. This is a very convenient and easy way to get money. I will need to provide too much personal information or other data. With Binixo loans you can solve your problems and not disturb relatives or friends. Our service does not bother customers with constant calls or e-mails. We appreciate the time of our customers and did not bother them for nothing.

binixo SA

What are the advantages of instant payday loans?

You do not need to go to the office or banking organization. All the necessary actions can be performed online. Money can be obtained at a minimum percentage which is a very important and even key condition for every South African. Another advantage is no credit check. The fast clearance procedure and relative accessibility for all segments of the population is a key aspect for many users. You even don’t need to go outside your home!

payday loans south africa

Basic steps to get the loan

Provide the following information on the Binixo website:

  • Name and Surname. This is necessary for your verification;
  • Personal E-mail. Most of the information and a copy of the contract will be sent in this way;
  • Mobile phone number. Thanks to SMS messages you will receive all the necessary data on the loan.

System will automatically process the application and make a verdict on the loan. No more action is needed for a payday loans in South Africa.

Loan approval

Loan approval term

Binixo appreciates the time of each client. Typically, service decisions are made automatically in 15 minutes. In the period of the busiest system, you need 1-2 days to get financial loans. The system works as friendly as possible processes all applications automatically. Money is paid in 99% of cases. The system serves all customers as efficiently and reliably as possible.

instant payday loans

Why should you use Binixo to get payday loans?

Many people are wondering what the advantage of Binixo over similar services is. First of all, this is a fully automated solution that allows you to get credit approval within 15 minutes. The service does not require customers to provide a huge amount of legal information and income statement. Get a loan can all people from 18 to 90 years.  You just need to have an SA ID number to get money. By specifying the basic information in a couple of clicks, you can count on the immediate payment of the required amount of funds.

urgent payday loans no credit check south africa

How big payday loans are?

Binixo understands customers, therefore, provides instant payday loans from R 300 to R 9000 that can be obtained for a period of up to 65 days. It is very convenient and allows South Africans to pay off their debt after receiving a salary. The main feature is the low interest rate. You almost do not feel the problem with the payment of a microloan. All is in your hands. It’s your decision how much money do you need. Just sign the papers and get the loan.

Binixo South Africa is aimed to provide the clients with a realistic assessment of popular entities to receive monetary aid. Binixo charges no fees for any services. But, it does not take responsibility for one lender’s clauses of an agreement. So, a person has to precisely learn the terms of third parties, and Binixo will do the rest.

General requirements for borrower:

Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:

Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.


Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.

These values ​​are approximate and may vary depending on the conditions of the lender.

Loans Require Serious Attitude

There is no actual difference if borrowing money from financial organizations in Africa or any other country. In any case it requires a serious approach to such financial operations. So, before facing the continuous visits to your home from collectors, make sure you follow the next rules:

  • when choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
  • a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
  • inform family members. There should be no surprises for them in case you fail to repay it. Let them know about the purpose why you applied for credit, about the extra fees and the due date;
  • keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.

Binixo Africa will help to find the credit company with the best conditions, and repayment terms.