I need 300 R
300 9000
For 4 days
4 65

Personal loans

Users want to receive the necessary amount of money provide a minimum of information. For this reason personal loans are very popular in South Africa. Binixo is a service that always keeps abreast of the times, the organization rovides quick loans and makes life easier to everyone.

How to get a loan?


Set amount and due date


Sign the Contract


Fill in a form


Get approved and Get money

Why us?

Flexible repayment term
In case of unforeseen circumstances through no fault of the borrower, BINIXO Lending offers prolongation of repayment on a case to case basis.
We are fast
Money will be sent immediately after the approval. We appreciate your time, so all transactions are done 100% online, allowing you to send a request and get the money without leaving home.
Transparent costs
With the full cost shown up front, use the calculator to count fees applied before making decision.

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personal loans

Reasons to take a personal loan

Users often face denial of credit issues and loan application. This can be a serious blow to those who need quick money. Binixo allows you to avoid such negative situations and get your money as quickly as possible. This is important for an overwhelming number of people. Financial Security is a very important aspect of the life of every South Africans. The percentage of refusals for lending is less than 1%. It is difficult to find a more democratic and convenient service. Each user can count on quick approval of the loan and the solution of all necessary issues.

personal loan apply online

What are the advantages of instant personal loans?

Customers choose this lending procedure due to the maximum simplicity and minimum commission. This is a key Aspect that influences the choice of every South African. Financial benefits and comfortable conditions for obtaining are decisive factors. It’s a personal loans online instant approval. The ease of use of Binixo lies in the fast loan issuing algorithm. All financial transactions are online. There is no need to go to the bank or visit any other financial institution.

personal loan

Basic steps to get the loan

The procedure for obtaining personal loans in South Africa is quite simple. You must follow certain rules:

  • Enter your first and last name.
  • Write down your phone number and email.
  • Enter the current bank card number. After that, the system will process the application and make a decision as soon as possible.

It is no longer necessary to look for various financial institutions and hope for a loan. There is no need to provide a variety of financial documents and reports. This service allows you to solve all your financial problems for the current period of time. In the shortest possible time it is difficult to find a client who would not want to solve the problem as quickly as possible. The period of the application and the decision on the loan that happens within some minutes.

online personal loans south africa

Low interest loans

Amounts ranging from R300 to R9000. This is a standard practice that is extremely popular in South Africa. You can get up to 65 days to repay the debt. This is enough to solve all financial problems. This loan period is most popular among South Africans. This is one of the most simple and effective personal loan methods. All the client needs is to provide minimal information about the family and wait a short amount of time. The system will automatically make a decision and notify the user via sms or email. The exceptional speed of decision making allows you to get a loan in a short period of time. This is very important for all users.

binixo term

Loan approval term

Applicants for a personal loan may receive a decision on the issuance of funds after 15 minutes. Sometimes you have to wait 1-2 days. The enormous simplicity and convenience of obtaining a loan is an extremely important aspect. The service allows you to effectively solve all current tasks. Each user can maximize lending. The system allows you to quickly optimize all the necessary credit. Thanks to the flexible credit approval system, each user can count on the conditions and solve all his technical nuances.

binixo loan service

Why binixo is ​​the best personal loan service?

Users can count on a high percentage of loan approval and a minimum commission component. You can get the necessary amount of money without leaving the house. All technical details are solved thanks to the availability of an Internet connection. Just go to the site and make a request. It’s easy and simple.

    General requirements for borrower:
  • Person must be over 18 years of age and be a citizen of Republic of South Africa.

    Loan interest:
  • Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

  • Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
  • These values ​​are approximate and may vary depending on the conditions of the lender.