Loan amount R

Payment Due Date

Total Repayment R

Private loans

South Africans need fast loans sometimes. This situation is especially acute in SA. It is easy and simple to solve the problem. You can use Binixo service for private loans. This is an online loan system that helps you get a quick loan without having to submit a huge amount of documents. You must have a minimum number of identification documents and a bank card on which the payment will be made. It’s the best option for private personal loan lenders in South Africa.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

Get Loan

Best private loans in South Africa

It is enough to arrange a loan, for this you need to follow simple rules of several points. Here the private loan lenders steps:

  • Open the site and fill out a short application for a loan. It is fast and does not take much time. You do not even have time to drink coffee before you finish the whole process.
  • Wait for the system to determine the status of the application. The algorithm makes a verdict for issuing a loan using SMS or e-mail.
  • Get your cash tranche. The system automatically transfers the required amount to your card. All you need is to get a credit card at any bank.

In order to become a borrower of Binixo, you must have a bank card, a valid phone number and an e-mail address. You also need to have SA ID number for verification. The service is provided to all adults between the ages of 18 and 19 years. We do not require statements of income, any financial statements or other documents. The entire list is standard and listed on the site. No more pitfalls or hidden tricks.

Binixo private loan lenders advantages

Binixo fits all South African users. In order to get a quick loan under 0,01% you need just a couple of minutes. To get money on your card you do not even need to leave the house. Fill out a short form online and get paid after a moment. All conditions and procedures for private loans South Africa are as transparent and fair as possible. There are no hidden fees or covert transactions. Your bank data is securely stored by our security service. Cooperate with us! It’s safe and secure.

Nothing is easier and more reliable. Our service works as quickly and reliably as possible. You can appreciate all the features and benefits of the system. Each user can get unlimited opportunities and solve their financial issues. Many South Africans trust us. We provide the best features at an affordable price. Become our client and experience all the benefits of the service.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.