Loan amount R

Payment Due Date

Total Repayment R

R500 loan

Many people often face financial problems. Residents cities in South Africa often need r500 payday loans. This is a common problem that ordinary banks or financial institutions cannot solve. Very often, money is needed in a short period of time. Banks require a lot of data and proof of solvency before paying the necessary funds. Binixo is a great service that offers online loans without having to leave home.

Tips to get r500 loan

Time is a valuable resource.

  • Fill out short information about yourself. We assure you that this will not take you more than a minute.
  • Wait until the system calculates all the nuances. We guarantee that you will receive the result in a couple of minutes to your email or phone number.
  • Get your money. Money transfer will happen after some 10 minutes.

In order for the procedure to be successful you need to specify SA ID number, your phone number and email. You must also enter bank card numbers. We guarantee that a loan can be obtained by any person from 18 to 90 years.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

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Binixo r500 payday loan advantages

We guarantee you a safe way to get r500 payday loan. Our system is simple and understandable for everyone. You can count on the absence of hidden fees or other tricks. Our honesty is a guarantee of stable work in the South African market. Trust us and get all the benefits of quick loans.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.