I need 300 R
300 9000
For 4 days
4 65

Secured loans

Many residents are faced with the problem of security in obtaining microcredit and various loans. This topic is particularly relevant for South Africa. People need a service that would help them get fast loans safely and in a short period of time. Binixo is the undisputed leader in online lending. This service allows you to get the necessary amount of money quickly.

Best secured loans South Africa ever saw

Modern technological capabilities allow you to get maximum benefits without leaving your home. You need to follow a number of simple rules:

  • Visit our website and fill out the application online. We assure that you will not spend more than 1 minute;
  • Wait for the system to automatically determine your credit and approve the application. Typically, this option does not last longer than 10 minutes. Results will be reported to each user in the format of SMS or email.
  • Get money on your bank card. We guarantee approval of more than 99% of credit requests.

Unlike other financial organizations or banks, Binixo does not require additional documents from the user. All you need is just a SA ID number, bank card and a phone number along with an e-mail. The loan can get any adult person 18 years and older. We give loans even to 90 year old people.

How to get a loan?


Set amount and due date


Sign the Contract


Fill in a form


Get approved and Get money

Why us?

Flexible repayment term
In case of unforeseen circumstances through no fault of the borrower, BINIXO Lending offers prolongation of repayment on a case to case basis.
We are fast
Money will be sent immediately after the approval. We appreciate your time, so all transactions are done 100% online, allowing you to send a request and get the money without leaving home.
Transparent costs
With the full cost shown up front, use the calculator to count fees applied before making decision.

Our Testimonials

Also you can get loans
in other cities

Secured loans

Advantages of Binixo secured loans in South Africa

It is difficult to deny the advantage of Binixo in terms of lending. We offer the most democratic interest on the first secured loans in South Africa. Only 0,01% fee plus a few minutes and you will get your credit. All payments are made as quickly as possible to your bank card. Simplicity of design is a key advantage of the service. All transactions and payments are made transparently and without hidden conditions.