I need 300 R
300 9000
For 4 days
4 65

Short term loans

People often need urgent money for a short period of time. It is not always possible to organize the necessary procedure through the bank. Various financial institutions require a variety of documents and reports. In Binixo you will be able to apply for a short term loans much faster in comparison with other financial organizations. All that is needed is any device and a stable Internet connection.

Just a couple of minimal steps and you will receive a financial transfer to your bank card. Just follow the following instructions:

  • Fill in the appropriate online form on the site. It only takes a few minutes and allows you not to spend a lot of time providing various documents.
  • Wait until the system makes decisions. The online algorithm processes information and reports the results in SMS or email.
  • Get your money on a bank card. Financial transfer comes in the shortest possible time. It is worth noting that the service represents the minimum requirements for borrowers.

All you need is the presence of a valid bank card of the current phone number and email. The client must be over 18 years old and younger 90 years old.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Why us?

24/7 lending
No checking documents or income at any time of the day.
Convenient and easy
Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own.
No commission
Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only.

Our Testimonials

Also you can get loans
in other cities

short term loans online

The actual benefits

Just a couple of minutes and you get money on your bank card. This type of microloan is as simple as possible. You must have an up-to-date bank card internet connection. The interest rate is maximum transparent. All conditions are described on the start page and correspond to reality. It’s the best option for short term loans South Africa. By making financial transactions thanks to us, you can count on security and reliability. All personal data is stored in a safe place and is not transferred to third parties. We guarantee you fast money anytime!

Binixo South Africa is aimed to provide the clients with a realistic assessment of popular entities to receive monetary aid. Binixo charges no fees for any services. But, it does not take responsibility for one lender’s clauses of an agreement. So, a person has to precisely learn the terms of third parties, and Binixo will do the rest.

General requirements for borrower:

Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:

Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.


Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.

These values ​​are approximate and may vary depending on the conditions of the lender.

Loans Require Serious Attitude

There is no actual difference if borrowing money from financial organizations in Africa or any other country. In any case it requires a serious approach to such financial operations. So, before facing the continuous visits to your home from collectors, make sure you follow the next rules:

  • when choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
  • a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
  • inform family members. There should be no surprises for them in case you fail to repay it. Let them know about the purpose why you applied for credit, about the extra fees and the due date;
  • keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.

Binixo Africa will help to find the credit company with the best conditions, and repayment terms.