Loan amount R

Payment Due Date

Total Repayment R

Short term loans

People often need urgent money for a short period of time. It is not always possible to organize the necessary procedure through the bank. Various financial institutions require a variety of documents and reports. In Binixo you will be able to apply for a short term loans much faster in comparison with other financial organizations. All that is needed is any device and a stable Internet connection.

Just a couple of minimal steps and you will receive a financial transfer to your bank card. Just follow the following instructions:

  • Fill in the appropriate online form on the site. It only takes a few minutes and allows you not to spend a lot of time providing various documents.
  • Wait until the system makes decisions. The online algorithm processes information and reports the results in SMS or email.
  • Get your money on a bank card. Financial transfer comes in the shortest possible time. It is worth noting that the service represents the minimum requirements for borrowers.

All you need is the presence of a valid bank card of the current phone number and email. The client must be over 18 years old and younger 90 years old.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

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The actual benefits

Just a couple of minutes and you get money on your bank card. This type of microloan is as simple as possible. You must have an up-to-date bank card internet connection. The interest rate is maximum transparent. All conditions are described on the start page and correspond to reality. It’s the best option for short term loans South Africa. By making financial transactions thanks to us, you can count on security and reliability. All personal data is stored in a safe place and is not transferred to third parties. We guarantee you fast money anytime!

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.