I need 300 R
300 9000
For 4 days
4 65

Small loans

There are many situations where you need to quickly get small loans. There may be many reasons for this. Bank structures require a lot of documents for loan approval. The service allows you to get the necessary amount of money as quickly as possible. The borrower must be of legal age and have identification documents. The procedure takes place in an online format and the money is transferred to the client card.

How to get a loan?


Set amount and due date


Sign the Contract


Fill in a form


Get approved and Get money

Why us?

Flexible repayment term
In case of unforeseen circumstances through no fault of the borrower, BINIXO Lending offers prolongation of repayment on a case to case basis.
We are fast
Money will be sent immediately after the approval. We appreciate your time, so all transactions are done 100% online, allowing you to send a request and get the money without leaving home.
Transparent costs
With the full cost shown up front, use the calculator to count fees applied before making decision.

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small loans

Small loan procedure

In order to get small loans in South Africa, you must perform several steps:

  • Open the site and fill in the appropriate online form. You will spend only a couple of minutes of your time.
  • Wait while the system processes your application. You will receive the result in SMS notification or by e-mail.
  • The money will be transferred to your card automatically if the loan is approved. In 99% of cases, we give loans to all trustworthy customers. You do not have to worry about the result.

Users need to have an SA ID number and a valid bank card to receive a cash transaction. The loan is issued only to adults aged 18 to 90 years. You will also need to specify your contact phone number and email. No further information is required. The system automatically processes each application. The decision is made on the basis of many factors. Most South Africans can expect a positive result. The main thing is to provide the necessary list of data.

small loans online

The obvious advantages of Binixo.co.za

The main advantage of this small credit is the minimum commission. We set it at 0.01%. The decision on crediting is made automatically in a few minutes. To obtain the necessary amount you do not have to leave home. The money will be transferred to your card. All credit conditions are listed on the site. There are no hidden fees or additional conditions. Our service protects customer data and does not transfer them to third parties.

This service is as informative as possible and provides honest information about the lending procedure. You can get the necessary amount of money on the most honest conditions. No need to go to the bank and wait for hours for your turn. We do not force you to give us all legal data and credit history. The whole procedure is as simple as possible so as not to waste your time. Just a few minutes and you can become the owner of the required amount of money. Everything is simple and convenient for each user.

    General requirements for borrower:
  • Person must be over 18 years of age and be a citizen of Republic of South Africa.

    Loan interest:
  • Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

  • Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
  • These values ​​are approximate and may vary depending on the conditions of the lender.