Loan amount R

Payment Due Date

Total Repayment R

Urgent Cash Loans

In the era of the Internet, probably there are no people left who do not want to have access to most of the services but online. The same concerns urgent loans that have nothing to do with the banking facilities. Such establishments require much borrowers’ time to approve the request and a variety of the documents which the applicants may not simply have at hand. Besides, a person will be disappointed to find out that banks fix high fees for services. For this purpose, anyone can turn to Binixo SA help, an intermediary between online lenders and potential applicants. Get your urgent cash loans proceeded at lightning speed.

Why us?

24/7 lending

No checking documents or income at any time of the day

Convenient and easy

Choose the best offer and the way to receive money. Binixo will save you time looking for lenders on your own

No commission

Binixo does not charge any fees. The selection of personal offers is free. We deal with trusted companies only

Get Loan

Urgent Cash: A Guide to Requirements

The speed is the crucial part that attracts more and more people to go for online lenders only. They are fast and do not require many documents. As of now, to apply for urgent loans, you must:

  • Have a local ID and be of full legal age;
  • Have free Internet access;
  • Possess a bank card or banking account number.

The same conditions are eligible for loans for unemployed or self-employed people. Applicants should provide only valid information. In case of any violations, the request will be banned.

Steps to Proceed

Potential applicants should proceed only with a few steps, and it does not take longer than a few minutes. However, an urgent loan will be received only in the event of indicating valid data.

  1. On the header of the page, find an application form;
  2. Indicate your full name along with an email and mobile number;
  3. Redirect to the creditor site. Remember, Binixo is only a credit broker;
  4. Confirm your request on the creditor site. In some cases, you will be required to add some more data but a valid one and only related to you. Otherwise, there is a big risk of the application cancellation;
  5. Get your urgent cash loans within one business day.

Note, if you entered the wrong data, your request will be rejected. Otherwise, a person will have to provide additional documentation.

Key Recommendations

Depending on the purpose of requesting a credit, Binixo does recommend to try first other options. For instance, think of borrowing cash from a family, friends or at last look for an additional side job. If all these variants are well-tried and there is still a need for some cash, only after it is recommended to proceed with needed loans for pensioners or unemployed people.

The second tip concerns the agreement. Do not neglect the careful reading of all the terms and conditions, in particular, hidden fees or repayment period. Make sure to repay a loan within the shortest time to avoid a rise in interest. Besides, any delays negatively affect the borrower’s credit history.

FAQs on Binixo Loans

Find the questions bothering applicants the most. Keep in mind, Binixo is only an intermediate party between a lender and an applicant.

How long does it take to approve a request and within what time does a person receive the cash?

If it is the first credit or payday loan request, the application will take 10 minutes of time, and cash will be transferred to the bank account within 5 minutes after filling out the form. In case, it is a repetitive application, the money will be transferred within 5 minutes up to 1 business day.

I need cash urgently. For how long is my credit to repay?

Everything again depends on the creditor. On average it varies minimally with 5 days repayment term and a maximum of 3 months.

If applicants need cash urgently but they have a bad credit history, what to do?

Binixo accommodates such requests and can find eligible creditors for blacklisted borrowers. Even if there is bad credit history, no need to write it off as lost. Many online lenders welcome such applicants with no trouble.

What purposes are credits issued for?

Today, the creditors do not ask for the reasons. It can be the funds for medical procedures, buying a house or a car, or any other personal preferences. Thus, a person can request it for anything he wants.

How to get a loan?


Indicate the amount and term


Fill out an online application


Choose the best offer


Get confirmation and money

Also you can get loans in other cities is neither banking nor lending institution per se. The information you share on this website is used for the sole purpose of recommending apt financiers from our network.

General requirements for borrower:
Person must be over 18 years of age and be a citizen of Republic of South Africa.

Loan interest:
Depending on the lender, interest rate can vary: per day from 0.02% to 0.2%, APR(annual percentage rate) from 10.5% to 71%.

Credit amount is R1000, credit term is 30 days, full payout amount is R1378.53.
These values ​​are approximate and may vary depending on the conditions of the lender

Consequences of Non Payments
When a borrower fails to repay the requested amount even due to different circumstances, there are anyway penalties that usually are mentioned in an agreement. Additional costs are the most common fine. In other cases, there are events when a credit company starts a lawsuit. Or, it may give the right to collect the debt to third parties.

Beware, if you delay repaying a debt, a company will calculate the penalty fee starting from the delay day until receiving a full amount. And, if there are such situations, they negatively affect the borrower’s credit history. If applying for a new loan, he may get a rejection.

When choosing the amount to apply for, select the one matching your paying capacity. So, there will be no delays in repayment;
a loan is an exceptional service that should be used only in urgent cases. Otherwise, a person may be stuck with plenty of debts;
inform family members. There should be no surprises for them in case you fail to repay it.
Let them know about the purpose why you applied for credit, about the extra fees and the due date;
keep in mind that the borrowed amount is followed by the interest and commission. Thus, when the time to return a debt comes, prepare a full mentioned by lender amount.
Binixo Africa will help to find the credit company with the best conditions, and repayment terms.